The savviest thing you can do with a loan is shop it.

You compare every flight and every hotel. A personal loan is a bigger financial decision than either. We make the comparison take two minutes.

Compare My Rate

50+ lenders2-minute soft pullno credit impact$1,000–$100,000

You shop everything

✈

Flights

✦

Hotels

◎

Car insurance

⌂

Mortgages

◈

Groceries

✧

Now this, too

$2,750

Saved over the life of the loan

On a $30,000 personal loan over five years, the 2–3 percentage point APR drop that prime borrowers typically find by comparing three lenders keeps close to three grand in your pocket.

Example based on a $30,000 loan, 60-month term, 14% vs. 11% APR. Sources: LendingTree and Consumer Reports rate-shopping studies; Federal Reserve Consumer Credit Report for APR baseline.

Most consumers shop around for insurance and airfare but not for personal loans. That's backwards. The rate difference on a personal loan over five years can cost you thousands more than a slightly cheaper flight ever saved.

You already know how to do this. You've been doing it for years on every purchase that matters. A personal loan just hasn't felt like the kind of thing you shop. Now it does.

Our trusted lending partners

How it works

Tell us about you

Tell us about your financial situation and what you need. Takes about 2 minutes.

See your offers

See personalized rates from multiple lenders. Compare APRs and terms side by side.

Take the one you like

Select the offer that fits your needs and apply directly with the lender.

What do you need?

Pick your loan purpose. Two-minute check. No credit impact.

Consolidate my debts

Combine multiple payments into one lower monthly bill

Pay off credit cards

Replace high-interest balances with a fixed-rate loan

Home improvement

Renovate or repair on your own terms

A major purchase

Fund a big-ticket expense at a fair rate

Something else

We can help with that too

Checking your rate won't affect your credit score.

Checking your rate uses a soft credit inquiry that won't affect your credit score. Hard inquiry only when you apply with a lender.

A shopper's guide

What to ask any lender

APR vs. interest rate — the APR includes fees

Prepayment penalties — some lenders charge if you pay early

Origination fees — typically 1–8% of the loan amount

Term length — shorter terms mean higher payments but less total interest

Autopay discount — many lenders knock 0.25–0.50% off your rate

"The side-by-side comparison made it obvious which lender to pick. Two points lower than my bank's offer."

— K. Chen, Software engineer, Seattle

"I was paying 24% on three credit cards. Consolidated into one loan at 11%. Saving over $200 a month."

— J. Martinez, Marketing manager, Austin

Common questions

Will checking my rate affect my credit score?

No. Checking your rate uses a soft credit inquiry that won't affect your credit score. A hard inquiry only happens when you apply with a specific lender.

How much can I borrow?

Our lending partners offer personal loans from $1,000 up to $100,000, depending on your credit profile, income, and each lender's criteria.

How quickly can I get funded?

Once approved, many of our lending partners can fund your loan as soon as the next business day. The entire process from application to funding typically takes 2–5 business days.

What can I use the loan for?

Personal loans can be used for almost anything: debt consolidation, home improvements, medical expenses, major purchases, or other personal needs. You'll select your loan purpose during the application.

How do you make money?

We receive a commission from lenders when you choose an offer and complete a loan. This doesn't affect your rate — lenders pay us, not you.

Ready to make the savvy move?

Check your personalized rate in two minutes. No credit impact. Just the numbers.